Are You Prepared For Home Ownership?

Purchasing a home in Calgary or surrounding towns including Okotoks, Cochrane, Airdrie, or Chestermere may be a major goal or dream for you and your family, but before you make the jump, it's important that you are fully prepared to ensure that your real estate journey is both satisfying pleasant, and exactly what it's meant to be, a new path for you that's grounded in knowledge of the market, stability with your choices and investment, and the mental preparedness to ensure you know what home ownership is all about!

Often times we hear from clients 'tales of the unknown' as we like to call them, this is where they share their experiences on their first time purchases and how they carried the notion that being a home owner is similar or the same as renting, or living at home, but with the added benefits and ability to have more control in your situation (pets, paint colors, renovations, etc) While this is definitely true, this also comes at a cost, you're now often locked into a mortgage, carry the burden of maintenance and upkeep, and property taxes and bills appear that you might not have been prepared for. This is why we always ensure our first time home buyers in Calgary and surrounding towns are always prepared for their new obligations and changes as a home owner. 

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Common and Frequent Questions for Prospective Homeowners in Calgary

Are you ready to buy?

Owning a property is a lot more work from renting, you'll definitely have the freedom and flexibility to truly make it your own, but you also must financially prepare for potential big ticket items that need to be fixed, repaired, maintained, or replaced. While there are many different aspects to cover under whether or not you're ready to buy, the first step is ensuring your pre-approved for a mortgage, this means you've either met and sat down with a professional mortgage representative who can ensure your needs are taken care of or you plan to do so in the near future. Knowing how much you can or cannot afford is vital, and often first time buyers can run into pre-mature buying issues including lack of credit, down payment, etc. 

Once you've completed this step, our team begins the process of outlining and detailing the various options and benefits to different communities and home styles for you, ultimately the choice is yours, but were here to help you navigate and understand why certain homes, home styles, or communities may be better fitted for your needs both long and short term. 

How much can you afford?

As mentioned previously, we often come across first time buyers who are shocked by the barrier to entry into the housing market, whether it be price points for average single family detached properties in their desired communities, or that their incomes won't stretch as far for the home they want to own, our goal is to ensure that while sacrificing a potion of your income to pay the mortgage, you view it more as a point of pride and less as a burden. 

What do you want in a home and with your lifestyle?

You don't have to answer that directly, but it's something that we often find first time buyers not necessarily knowing for sure. Do you want a more maintenance free lifestyle, or do you enjoy having your own garden and backyard? Are you seeking a family oriented neighbourhood or something closer to specific amenities? Lake access? Close to an LRT station, or something without an HOA Fee? 

 

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We are here to help!

First things first You need to work with a great agent and real estate team that  will work tirelessly for you. Our Calgary real estate team is dedicated to matching you with the right home, at a great price. We are committed to ensuring that you find a home that will make you happy and satisfied with your home purchase. 

We'll ensure you're partnered with a fantastic real estate lawyer. Our team has partnered and worked with many of the top real estate lawyers in the city of Calgary. We can recommend several of the top rated and recommended lawyers who should be a perfect fit for you. Our team has impact partners who can be found in our exclusive Calgary Real Estate Partners Guide, this guide provides you options with top industry professionals including home inspectors and mortgage agents, many of which whom offer brokerage exclusive deals saving you even more money in your first real estate transaction. 

From the first time we connect where we discover your opportunities financially, to viewing homes, to writing an offer, to the home inspection, closing conditions, and more, our team is 100% here for you every step of the way, ensuring your real estate journey is one that is full of rewards and learning, leaving you with the perfect first home, smiles on your face, and new keys in your hands. 

Contact us for more information about first time home purchasing.

Hotlist of Single Family Detached Homes For First Time Buyers in Calgary

86 Panatella Wy Nw, Calgary
  • Residential
  • 3 Beds
  • 4 Baths
  • 1,640 SqFt

86 Panatella Wy Nw, Calgary

$419,900 ↓ $7,600
11183 Harvest Hills Ga Ne, Calgary
  • Residential
  • 5 Beds
  • 3 Baths
  • 2,033 SqFt

11183 Harvest Hills Ga Ne, Calgary

$439,900 ↓ $20,000
11 Citadel Gv Nw, Calgary
  • Residential
  • 3 Beds
  • 3 Baths
  • 2,006 SqFt

11 Citadel Gv Nw, Calgary

$439,900 ↓ $10,000
4624 22 Av Nw, Calgary
  • Residential
  • 3 Beds
  • 4 Baths
  • 1,720 SqFt

4624 22 Av Nw, Calgary

$425,000
242 Scotia Pt Nw, Calgary
  • Residential
  • 3 Beds
  • 4 Baths
  • 1,860 SqFt

242 Scotia Pt Nw, Calgary

$448,000
227 Panorama Hills Mr Nw, Calgary
  • Residential
  • 3 Beds
  • 3 Baths
  • 1,774 SqFt

227 Panorama Hills Mr Nw, Calgary

$429,900
111 Harvest Glen Ri Ne, Calgary
  • Residential
  • 4 Beds
  • 3 Baths
  • 1,629 SqFt

111 Harvest Glen Ri Ne, Calgary

$430,000
148 Woodview Pl Sw, Calgary
  • Residential
  • 3 Beds
  • 2 Baths
  • 1,501 SqFt

148 Woodview Pl Sw, Calgary

$435,500
24 Coventry Gr Ne, Calgary
  • Residential
  • 5 Beds
  • 4 Baths
  • 1,746 SqFt

24 Coventry Gr Ne, Calgary

$429,900 ↓ $10,000
184 Brabourne Rd Sw, Calgary
  • Residential
  • 4 Beds
  • 3 Baths
  • 1,882 SqFt

184 Brabourne Rd Sw, Calgary

$369,900 ↓ $30,000
12907 Coventry Hills Wy Ne, Calgary
  • Residential
  • 3 Beds
  • 3 Baths
  • 1,677 SqFt

12907 Coventry Hills Wy Ne, Calgary

$429,900 ↓ $10,000
238 Evansmeade Cl Nw, Calgary
  • Residential
  • 4 Beds
  • 3 Baths
  • 1,586 SqFt

238 Evansmeade Cl Nw, Calgary

$409,900
69 Covecreek Me Ne, Calgary
  • Residential
  • 4 Beds
  • 3 Baths
  • 1,760 SqFt

69 Covecreek Me Ne, Calgary

$424,900 ↓ $10,100
84 Coach Manor Ri Sw, Calgary
  • Residential
  • 4 Beds
  • 4 Baths
  • 1,790 SqFt

84 Coach Manor Ri Sw, Calgary

$409,900
980 Ranchview Cr Nw, Calgary
  • Residential
  • 3 Beds
  • 2 Baths
  • 1,755 SqFt

980 Ranchview Cr Nw, Calgary

$398,000 ↓ $1,800
4827 1 St Ne, Calgary
  • Residential
  • 6 Beds
  • 2 Baths
  • 1,584 SqFt

4827 1 St Ne, Calgary

$439,000 ↓ $10,000
215 Covepark Wy Ne, Calgary
  • Residential
  • 4 Beds
  • 4 Baths
  • 1,545 SqFt

215 Covepark Wy Ne, Calgary

$409,900 ↓ $20,000
9385 Hidden Valley Dr Nw, Calgary
  • Residential
  • 3 Beds
  • 3 Baths
  • 1,614 SqFt

9385 Hidden Valley Dr Nw, Calgary

$419,900 ↓ $4,600
11077 Hidden Valley Dr Nw, Calgary
  • Residential
  • 4 Beds
  • 4 Baths
  • 1,710 SqFt

11077 Hidden Valley Dr Nw, Calgary

$449,900
40 Woodglen Gv Sw, Calgary
  • Residential
  • 3 Beds
  • 4 Baths
  • 1,601 SqFt

40 Woodglen Gv Sw, Calgary

$359,900 ↓ $20,000
153 Coville Cr Ne, Calgary
  • Residential
  • 4 Beds
  • 4 Baths
  • 1,785 SqFt

153 Coville Cr Ne, Calgary

$449,900
19 Woodmont Dr Sw, Calgary
  • Residential
  • 4 Beds
  • 3 Baths
  • 1,502 SqFt

19 Woodmont Dr Sw, Calgary

$449,900 ↓ $10,000
723 Macewan Valley Rd Nw, Calgary
  • Residential
  • 4 Beds
  • 4 Baths
  • 1,760 SqFt

723 Macewan Valley Rd Nw, Calgary

$439,000
256 Deersaxon Ci Se, Calgary
  • Residential
  • 4 Beds
  • 3 Baths
  • 1,693 SqFt

256 Deersaxon Ci Se, Calgary

$384,900 ↓ $10,000
64 Coventry Gr Ne, Calgary
  • Residential
  • 3 Beds
  • 3 Baths
  • 1,533 SqFt

64 Coventry Gr Ne, Calgary

$424,900 ↓ $5,000
329 Hidden Valley Pl Nw, Calgary
  • Residential
  • 4 Beds
  • 4 Baths
  • 1,704 SqFt

329 Hidden Valley Pl Nw, Calgary

$444,900
114 Harvest Wood Wy Ne, Calgary
  • Residential
  • 5 Beds
  • 3 Baths
  • 1,917 SqFt

114 Harvest Wood Wy Ne, Calgary

$449,900
196 Coventry Hills Dr Ne, Calgary
  • Residential
  • 3 Beds
  • 3 Baths
  • 1,666 SqFt

196 Coventry Hills Dr Ne, Calgary

$412,000
124 Woodside Bay Sw, Calgary
  • Residential
  • 5 Beds
  • 4 Baths
  • 2,075 SqFt

124 Woodside Bay Sw, Calgary

$448,800

CREB® Data Ownership and Disclaimer Statement Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The listing data displayed is deemed reliable but is not guaranteed accurate by CREB®.

The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

Listing information last updated on August 4th, 2020 at 1:52am CDT.

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